Villa España
Property Search

Financing

If you are planning to buy a property and part finance it with help of mortgage you need to know few basic information: 

  • Currently the property market is once again on the up, banks once again loosen up the mortgage criteria, however it is still more difficult to obtain mortgage then 4-5 years ago

 

  • Every mortgage is an individual case, and has to be looked at individually. They are different procedure when purchasing new build and different when buying old house for renovation.

 

  • If you Spanish resident and you pay Spanish taxes it will be easier to obtain mortgage here and different LTV , Up to 80%

 

  • If you are not Spanish resident in your calculations you should allowed no more then 55-60% for mortgage. Banks require various documents and proves of your earnings.

 

  • Villa-Espana.eu cooperates with two Spanish banks that can give you a good start in searching for your mortgage
See Latest:
Houses & Villas
Built Area 86 m², 783 m² Plot Size, 2 bedrooms (2 double), kitchen, terrace, garden, Mountain Views, Golf Views, orientation, swimming pool, Sea Views, State certification: .
Beds: 2 | Pool: Y
Price: 209.000 €
Houses & Villas
Fabulous 4 bedroom villa in Los Balcones, Torrevieja.The house is composed of 4 bedrooms, 2 bathrooms and 1 toilet all located on the ground floor. It also has a large living room and kitchen. The pr
Beds: 4 | Baths: 3 |
Price: 500.000 €