Villa España
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Financing

If you are planning to buy a property and part finance it with help of mortgage you need to know few basic information: 

  • Currently the property market is once again on the up, banks once again loosen up the mortgage criteria, however it is still more difficult to obtain mortgage then 4-5 years ago

 

  • Every mortgage is an individual case, and has to be looked at individually. They are different procedure when purchasing new build and different when buying old house for renovation.

 

  • If you Spanish resident and you pay Spanish taxes it will be easier to obtain mortgage here and different LTV , Up to 80%

 

  • If you are not Spanish resident in your calculations you should allowed no more then 55-60% for mortgage. Banks require various documents and proves of your earnings.

 

  • Villa-Espana.eu cooperates with two Spanish banks that can give you a good start in searching for your mortgage
See Latest:
Houses & Villas
Beautiful Mediterranean style villa located in La Florida, Orihuela Costa. The house has 3 bedrooms, 2 bathrooms, kitchen and living room with fireplace. It has a private pool, garage and storage room
Beds: 3 | Baths: 2 | Pool: Y
Price: 269.000 €
Houses & Villas
Villa located in Sucina, in the Mar Menor. The property has 3 bedrooms, 2 bathrooms, living room, american kitchen, private pool, garden, solarium and parking. This magnificent villa has an area of 1
Beds: 3 | Baths: 2 | Pool: Y
Price: 289.950 €