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Financing

If you are planning to buy a property and part finance it with help of mortgage you need to know few basic information: 

  • Currently the property market is once again on the up, banks once again loosen up the mortgage criteria, however it is still more difficult to obtain mortgage then 4-5 years ago

 

  • Every mortgage is an individual case, and has to be looked at individually. They are different procedure when purchasing new build and different when buying old house for renovation.

 

  • If you Spanish resident and you pay Spanish taxes it will be easier to obtain mortgage here and different LTV , Up to 80%

 

  • If you are not Spanish resident in your calculations you should allowed no more then 55-60% for mortgage. Banks require various documents and proves of your earnings.

 

  • Villa-Espana.eu cooperates with two Spanish banks that can give you a good start in searching for your mortgage
See Latest:
Houses & Villas
Luxury villa in Las Colinas Golf, San Miguel de Salinas. This fantastic villa is divided into two floors. On the ground floor there is one room, office, large living room, kitchen, bathroom, toilet an
Beds: 5 | Baths: 4 | Pool: Y
Price: 1.200.000 €
Houses & Villas
Beautiful villa located in one of the most beautiful and peaceful areas of the town of Ciudad Quesada. On the first floor you will find the living and dining room, an american style kitchen, bedroom a
Beds: 3 | Baths: 3 | Pool: Y
Price: 249.900 €