Villa España
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Financing

If you are planning to buy a property and part finance it with help of mortgage you need to know few basic information: 

  • Currently the property market is once again on the up, banks once again loosen up the mortgage criteria, however it is still more difficult to obtain mortgage then 4-5 years ago

 

  • Every mortgage is an individual case, and has to be looked at individually. They are different procedure when purchasing new build and different when buying old house for renovation.

 

  • If you Spanish resident and you pay Spanish taxes it will be easier to obtain mortgage here and different LTV , Up to 80%

 

  • If you are not Spanish resident in your calculations you should allowed no more then 55-60% for mortgage. Banks require various documents and proves of your earnings.

 

  • Villa-Espana.eu cooperates with two Spanish banks that can give you a good start in searching for your mortgage
See Latest:
Houses & Villas
Built Area 250 m², 1600 m² Plot Size, 3 bedrooms (3 double), 3 bathrooms, heating, air-conditioned, swimming pool, Sea Views, Guesthouse, State certification: .
Beds: 3 | Baths: 3 | Pool: Y
Price: 700.000 €
Houses & Villas
Built Area 250 m², 700 m² Plot Size, 5 bedrooms (5 double), 2 bathrooms, kitchen, garden, heating, air-conditioned, swimming pool, Guesthouse, State certification: .
Beds: 3 | Baths: 5 | Pool: Y
Price: 1.109.000 €